Medicare
3 Reasons to Use a Licensed Medicare Agent During Open Enrollment – Medicare Wayne County, OH
Medicare Wayne County, OH 1) They’re Experts on MedicareYou’ll learn everything you need to know about your Medicare enrollment. Any questions you have can be answered during your consultation and you’ll have someone local to handle future Medicare questions. 2) They’ll Help You Choose the Right Plan for YouLicensed Medicare agents not only have knowledge…
Read More3 Things to Know About the Different Medicare Plans – Medicare Wayne County, OH
Medicare Wayne County, OH 1) Medicare Part A, Part B, and Part DMedicare Part A (Hospital Insurance) – With Part A, you can get:Coverage for inpatient care in hospitalsCoverage for nursing facility careCoverage for home health and hospice careMedicare Part B (Medical Insurance) – With Part B, you can get:Coverage for doctor and health care…
Read More3 Things to Know if You’re Enrolling in Medicare for the First Time – Medicare Wayne County, OH
Medicare Wayne County, OH 1) Know Your Enrollment DatesEligibility for Medicare Part A and Part B begins 3 months before you turn 65 and 3 months after you turn 65. 2) When Your Medicare Coverage BeginsWhen you sign up for your Initial Enrollment period, coverage always begins the first of the month.Part B (and Premium-Part…
Read MoreUnderstanding the Difference Between Medicare and Medicare Advantage Plans – Medicare Wooster, OH
Medicare Wooster, OH You Have Two Options When Enrolling in MedicareYou can enroll in Original Medicare or a Medicare Advantage Plan. Original MedicareOriginal Medicare – With original Medicare, you’ll get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).Drug Coverage – If you’re interested in drug coverage, you can join a separate Medicare drug…
Read MoreGetting Started With Medicare – Medicare Wooster, OH
Medicare Wooster, OH 1) When to Sign UpGenerally, you’re first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after the month you turn 65. 2) Your Coverage OptionsOnce you’ve signed up for Part A (Hospital Insurance) and Part B (Medical Insurance), you can…
Read More3 Tips to Protect Yourself From Medicare Fraud – Medicare Wooster, OH
Medicare Wooster, OH 1) Guard Your CardProtect your Medicare card like you would a credit card. Don’t give your Medicare card number to anyone but your doctor and people you know should have it. 2) Be Aware of FraudDuring Medicare Open Enrollment, scammers may try to get your card number. If someone calls offering you…
Read More3 Tips to Prepare for Medicare Open Enrollment on October 15th – Medicare Wooster, OH
Medicare Wooster, OH 1) Review the Medicare & You HandbookA helpful resource provided by Medicare.gov is the Medicare & You Handbook that offers current information for Medicare options and details. 2) Think About Your Medicare NeedsNow is the opportunity to think about your Medicare coverage needs for the year ahead. Consider changes in costs and…
Read More3 Things to Know About Medigap Policies – Medicare Wooster, OH
Medicare Wooster, OH 1) What Is a Medigap Policy?Medigap refers to supplemental coverage used to cover the “gaps” original Medicare doesn’t. 2) Medigap Is Different From Medicare Advantage PlansMedicare Advantage is used to get Medicare benefits, while Medigap is used to supplement your Original Medicare benefits. 3) You Can Buy a Medigap Policy From a…
Read MoreMake the Most of Your OPERS Pre-Medicare Allowance – Medicare Wooster, OH
Medicare Wooster, OH Pre-Medicare Group PlanEffective Dec. 31, 2021 OPERS will no longer be offering the pre-Medicare group plan. OPERS Pre-Medicare HRA Beginning January 1, 2022If you’re an eligible pre-Medicare retiree, effective Jan. 1, 2022 you’ll receive the monthly Health Reimbursement Arrangement allowance. PremiumsWith the HRA, you’ll no longer pay a medical premium through OPERS.…
Read MoreThe Medicare Sign-up Period and How to Avoid the Late Enrollment Penalty – Medicare Wooster, OH
Medicare Wooster, OH If you’re eligible for Medicare when you turn 65, you have a 7 month period to sign up. The 7 month period begins 3 months before you turn 65, includes the month you turn 65, and ends 3 months after you turn 65. If you don’t get Part B when you’re first…
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