3 Things to Know About Medigap Policies – Medicare Wooster, OH

Medicare Wooster, OH 1) What Is a Medigap Policy?Medigap refers to supplemental coverage used to cover the “gaps” original Medicare doesn’t. 2) Medigap Is Different From Medicare Advantage PlansMedicare Advantage is used to get Medicare benefits, while Medigap is used to supplement your Original Medicare benefits. 3) You Can Buy a Medigap Policy From a…

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Make the Most of Your OPERS Pre-Medicare Allowance – Medicare Wooster, OH

Medicare Wooster, OH Pre-Medicare Group PlanEffective Dec. 31, 2021 OPERS will no longer be offering the pre-Medicare group plan. OPERS Pre-Medicare HRA Beginning January 1, 2022If you’re an eligible pre-Medicare retiree, effective Jan. 1, 2022 you’ll receive the monthly Health Reimbursement Arrangement allowance. PremiumsWith the HRA, you’ll no longer pay a medical premium through OPERS.…

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New OPERS Health Reimbursement Arrangement Allowance for Pre-Medicare Retirees – Medicare Wooster, OH

Medicare Wooster, OH Pre-Medicare Group PlanEffective Dec. 31, 2021 OPERS will no longer be offering the pre-Medicare group plan. OPERS Pre-Medicare HRA Beginning January 1, 2022If you’re an eligible pre-Medicare retiree, effective Jan. 1, 2022 you’ll receive the monthly Health Reimbursement Arrangement allowance. PremiumsWith the HRA, you’ll no longer pay a medical premium through OPERS.…

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Unemployment and Affordable Health Insurance Coverage With COVID Relief – Health Insurance Wooster, OH

Health Insurance Wooster, OH If you’re receiving unemployment benefits in 2021, you may be able to get subsidies for health insurance. If you receive unemployment insurance benefits for even one week, you’ll qualify for reduced health insurance costs. Under Medicaid, you may be able qualify for no-cost/low-cost public health plan coverage. To learn more about…

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What Life Insurance Can Do for You – Life Insurance Wooster, OH

Life Insurance Wooster, OH 1) Replace Income for DependentsIf you have dependents that rely on your income, kids for example, life insurance can replace your income if you unexpectedly pass away. 2) Pay Final ExpensesYou can relieve family members of financial burden, like funeral expenses, estate costs, and medical expenses. 3) Create an Inheritance for…

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Understanding Your Medicare Coverage Choices – Medicare Wooster, OH

Medicare Wooster, OH You can get Medicare coverage in 2 main ways.1) Original Medicare (Part A and Part B)2) Medicare Advantage Plan (Part C)There’s also Medicare (Part D) for separate drug plan coverage. Original MedicareIncludes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance). Medicare AdvantageThis all-in-one bundle offers Part A, Part B, and…

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Medicare Advantage Plan Open Enrollment – Wooster, OH

Medicare Wooster, OH You have the opportunity to change your Medicare Advantage plan before March 31st, 2021. This opportunity allows you to change your Medicare Advantage plan only once, so it’s important to understand your needs. Reasons to change your plan may be:Lower costs for coverageBetter in-network healthcare providersBetter in-network pharmacies As a licensed agent,…

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