3 Tips for Buying Disability Insurance – Wooster, OH

Disability Insurance Wayne County, OH 1) Consider Covering 60 to 80 Percent of After-Tax IncomeHow much disability insurance coverage should you get? A recommended amount is 60 to 80 percent of your after-tax income. Talk with your licensed agent to know exactly how much coverage is right for you. 2) Protect Your Income Even if…

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Understanding the Difference Between Medicare and Medicare Advantage Plans – Medicare Wooster, OH

Medicare Wooster, OH You Have Two Options When Enrolling in MedicareYou can enroll in Original Medicare or a Medicare Advantage Plan. Original MedicareOriginal Medicare – With original Medicare, you’ll get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).Drug Coverage – If you’re interested in drug coverage, you can join a separate Medicare drug…

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3 Tips for Buying Life Insurance – Wooster, OH

Life Insurance Wooster, OH 1) Review Your Financial SituationWhat do you have in place to support your loved ones financially if the unexpected happens? Assess your savings and debts, like a mortgage, to help get an idea of how much life insurance you need. 2) Choose a Life Insurance TypeThe two most common types of…

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Getting Started With Medicare – Medicare Wooster, OH

Medicare Wooster, OH 1) When to Sign UpGenerally, you’re first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after the month you turn 65. 2) Your Coverage OptionsOnce you’ve signed up for Part A (Hospital Insurance) and Part B (Medical Insurance), you can…

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The Health Insurance Open Enrollment Period Has Ended But You May Still Be Able to Enroll With SEP – Health Insurance Wooster, OH

Health Insurance Wooster, OH 1) What Is SEP?SEP is the Special Enrollment Period for health insurance that allows you to enroll outside of the Open Enrollment Period. 2) How Do You Qualify for SEP?Certain life events allow you to qualify for the Special Enrollment Period. These events include losing health coverage, moving, getting married, having…

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