Posts by Don Walton Insurance
3 Tips to Help You Get Ready for the 2023 Medicare Open Enrollment Period – Wayne County, OH
Medicare Wayne County, OH 1) Understand the Basics of MedicareBefore diving into the Open Enrollment period, it’s essential to grasp the fundamentals of Medicare. Medicare is a federal health insurance program primarily for individuals aged 65 and older. It also covers certain younger individuals with disabilities. Medicare consists of four main parts: Part A (Hospital…
Read More4 Options for Health Insurance If You’ve Lost Your Job and Job-Based Coverage – Health Insurance Wayne County, OH
Health Insurance Wayne County, OH 1) Marketplace PlansOhio residents can explore the Health Insurance Marketplace, where they can compare and purchase various health insurance plans that suit their needs and budget. During your SEP, you can enroll in a Marketplace plan. 2) COBRA CoverageIf your previous employer had 20 or more employees and offered group…
Read More3 Reasons to Use a Licensed Medicare Agent for All Your Medicare Needs – Wayne County, OH
Medicare Wayne County, OH 1) Expert GuidanceMedicare is far from a one-size-fits-all program. It comprises multiple parts, including Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage), and Part D (Prescription Drug Coverage). Understanding the nuances of each part, along with the coverage gaps they may leave, can be challenging. A licensed…
Read More3 Tips to Help You Prepare for Medicare Enrollment – Wayne County, OH
Medicare Wayne County, OH 1) Understand the Enrollment PeriodsOne of the first things to grasp when considering Medicare enrollment is the importance of enrollment periods. These periods dictate when you can sign up for Medicare Parts A, B, C, and D, and failing to enroll during the appropriate time frame may result in penalties or…
Read More3 Ways a Licensed Health Insurance and Medicare Agent Will Help You – Wayne County, OH
Health Insurance Wayne County, OH 1) Plan Comparison and SelectionNavigating the vast array of health insurance and Medicare options can be overwhelming. Licensed agents simplify this process by conducting thorough plan comparisons on your behalf. They analyze different plans, considering factors such as coverage networks, prescription drug formularies, and out-of-pocket costs. With their expertise, agents…
Read More3 Reasons to Use a Licensed Medicare Agent for Your Medicare Enrollment – Wayne County, OH
Medicare Wayne County, OH 1) Expertise and GuidanceA licensed Medicare agent has specialized knowledge and training in Medicare rules and regulations, as well as a deep understanding of the different plan options available to you. They can help you compare and contrast the different plans, explain the differences between Original Medicare, Medicare Advantage, and prescription…
Read More3 Reasons to Use a Licensed Insurance Agent for Your Small Business Health Insurance – Wayne County, OH
Small Business Health Insurance Wayne County, OH 1) Knowledge of Your NeedsA licensed agent can keep up-to-date with the latest healthcare regulations, policies, and plans and can provide small business owners with valuable advice on the best health insurance options for their employees. They can also help business owners understand the different types of health…
Read MoreWhat to Know About Getting Started With Medicare – Medicare Wayne County, OH
Medicare Wayne County, OH 1) When to Sign UpGenerally, you’re first eligible to sign up for Part A and Part B starting 3 months before you turn 65 and ending 3 months after the month you turn 65. 2) Your Coverage OptionsOnce you’ve signed up for Part A (Hospital Insurance) and Part B (Medical Insurance), you…
Read MoreIf You Missed Health Insurance Enrollment You May Still Be Able to Enroll With SEP – Health Insurance Wooster, OH
Health Insurance Wooster, OH 1) What Is SEP?SEP is the Special Enrollment Period for health insurance that allows you to enroll outside of the Open Enrollment Period. 2) How Do You Qualify for SEP?Certain life events allow you to qualify for the Special Enrollment Period. These events include losing health coverage, moving, getting married, having…
Read MoreHow to Get Health Insurance That’s Right for You During Open Enrollment – Health Insurance Wayne County, OH
Health Insurance Wayne County, OH 1) Know Your Coverage NeedsGet an understanding of what you need from health insurance. How often do you need care? What doctor or clinic will you be using? How much do you plan to pay for your premium each month? 2) Compare CoverageWhen you begin to look at plans, be sure…
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