- You Have Two Options When Enrolling in Medicare: You can enroll in Original Medicare or a Medicare Advantage Plan.
- Original Medicare
- Original Medicare – With original Medicare, you’ll get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
- Drug Coverage – If you’re interested in drug coverage, you can join a separate Medicare drug plan (Part D).
- Out-of-Pocket Costs – You have the option to purchase supplemental insurance to help cover out-of-pocket costs.
- Doctor Network – You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
- Medicare Advantage
- Medicare Advantage – This plan offers an all-in-one solution that includes Part A, Part B, and usually Part D.
- Out-of-Pocket Costs – You may have lower out-of-pocket costs with Medicare Advantage plans.
- Doctor Network – In many cases, you’ll need to use doctors who are in the plan’s network.
- Benefits – You can get extra benefits that aren’t covered by Original Medicare like vision, hearing, dental, and more.
I’m a licensed Medicare agent in Wooster and I can help you make and informed decision on which Medicare option is best for you.